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Boli
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| | Wednesday, May 19, 2004 - 7:16 pm: | 
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kuNi sanga na investment in gold baddal.
kalach ek article wachale, saying gold will appreciate from $380 to $1500 in the next few years?
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Yogibear,
ETF's are like mutual funds which can be traded like stocks (any time of the day)
ETF will have almost similar risk like trading in stocks.
Since you wanted "safe" investments, I mentioned the above options.
An investment option will be combination of expected returns, your risk tolerance
and timeframe. If you want better returns than 2% then you need to look elsewhere provided you have longer timeframe.
e.g. if you are saving for a house down-payment or for buying a car in next 6 months, you need liquidity with low risk, then you should not invest in equities
(stocks, MF, ETF)
Alternately, if you are saving for your retirement that is maybe 30 years away,
then you should not invest only in bonds, equities are also needed.
I would suggest that you do analysis of your goals, risk tolerance and current asset allocation and then make a plan. I can certainly make recommendations, but I would encourage you to analyze the entire portfolio because one solution does not fit all. A few MF companies I like are Vanguard, T Rowe Price, TIAA-CREF etc. Stay away from "load" funds.
Boli,
Gold is not a good option, as the appreciation will be pathetic when compared against inflation.
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Yogibear
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| | Wednesday, May 19, 2004 - 8:08 pm: |
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Abe, Upashiboka: Thx for info.
Well lets say a target goal of 5 yrs from now... which one is good investments?
I brought up ETF's cause MF have lot of commission fees involved compared to ETF's although the very concept of ETF is new to Mkts and hence not sure!!!
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Nandya
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| | Monday, June 21, 2004 - 1:46 pm: |
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For people holding accounts in HSBC (Singapore), this could be worth a second look. The promo promises 30% PA returns on dual-currency deposits.
http://www.hsbc.com.sg/sg/personal/products/treasury/dcd/promo.htm
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Psg
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| | Wednesday, March 22, 2006 - 12:13 pm: |
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sensex is shooting up like anything. any guesses how long it will continue this trend? also is this the right time to invest long term? is the market expected to fall soon or in near future? expert comments invited.
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Maanus
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| | Friday, March 24, 2006 - 2:27 pm: |
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Google is added in S&P 500 Index, replacing Burlington Resources Inc.
For detailed news click here
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माणसा, मग काय आज BUY केलायस का Goog 
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Maanus
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| | Friday, March 24, 2006 - 3:11 pm: |
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380 $ च्या वर एक शेअर आहे, येवढे पैसे नाहीत... पन कुणाला खरेच पैसे कमवायचे असतील तर २५ ते ३० मार्च मधे apple चे शेअर घ्या १ एप्रिल ला दुपार नंतर त्यांचा भाव कमीत कमी 5-6 $ ने तरी वाढेल.
For easy ref., use this link http://finance.google.com/finance?q=aapl
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१ ला शनिवार आहे की, भाव कसा वाढेल? 
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Maanus
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| | Friday, March 24, 2006 - 5:52 pm: |
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एप्रिल फुल करतोय ग... पन सोमवारी तरी नक्कीच त्याची फळे भेटतील.
दोन महीन्यांपुर्वी जेव्हा apple ने intel based macintosh बाजरत आनले त्या दिवशी 8 $ ने भाव वाढलेला त्यांच्या शेअरचा. येता १ एप्रिल हा apple चा ३० वा वाढदिवस आहे. ह्या दिवशी apple कदाचीत नविन iPod & intel based iBook आणि खुप काही बाजारात आणनार आहे, हे जर झाले तर सोमवारी 70 $ पर्यंत तरी भाव जायला काहीच हरकत नाही.
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Maanus
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| | Wednesday, March 29, 2006 - 9:37 pm: |
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सगळ्यांना माहीत असेलच, पन आपला चोमडेपना म्हणुन... जनरल मोटर चे शेअर विकुन टाका.
moody व S&P दोघांनी त्याचे रेटिंग घसरवलेय.
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तूम्ही लोक भारतात इनवेस्ट करता का?
माझा अनूभव तर खुपच + आहे.
This is the time to invest in India as we are predicting 8 + % of growth.
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Psg
तु जर भारतीय मारकेट बद्दल बोलत असशील तर
It is right time still to get on the bus. Market will correct at times but I dought it will go bellow 10750. Buy blue chips at all the corrections. Also Dont relay on the Hot tips always. I lost my share when I was new to trading. But now since I am doing it for a very ..... long time I do my own research and put money on those before blindly puting money.
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Psg
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| | Friday, March 31, 2006 - 5:30 am: |
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हो केदार, मे भारतातल्या market बद्दलच म्हणत आहे. आपल्याला नीट अंदाज येईपर्यंत broker ची मदत घ्यावी का? हे लोक कितपत विश्वासू असतात? आम्ही सध्या mutual fund try करतोय, blue chip ची भिती वाटते!
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Maanus
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| | Friday, March 31, 2006 - 6:29 am: |
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bit technical various index चे raw feeds कुठे मीळू शकतात कोणाला माहीत आहे का.? मला investment मधे intereset नाही. personal research साठी ती माहीती हवीय. लाईव्ह फिड नसले तरी चालेल.
ऑफीस मधे सगळे डोळ्यासमोर असतात, पन ते घरच्या वापरासाठी नाही वापरता येत. 
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Yogibear
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| | Friday, March 31, 2006 - 2:11 pm: |
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Maanus: You should be able to get all data from historical data on yahoo finance or many other sites for free in excel downloadable format.
Psg: No harm in taking suggestions from investment advisor, infact he will ask you couple of questions as your long term goals which will enable you to think how much risk and returns you would be expecting, etc. Before putting down your money always do some research on your own after all its your money.
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Psg,
If you want to play safe at this point then MFs are the best option as you will not wipe out your money.
Under MFs - You can invest in NFOs so you will not have any entry load. Franklin has one NFO going on now, you can take your chances with it.
On BlueChips
BlueChips are always good for starters as they will hold the value for a long time. To give latest example, I entered in BHEL yesterday at Rs 2135 per share as I know it will test a 2400+ in few trading sessions. And I am right at this point as BHEL is already quoting 2200+ on the same day. If it reaches my expections (Rs 2400). I will exit it without any hesitation even if it crosses 2400. (because I learned to exit a good moving stock is hard but if you dont exit, you might loose the benefit you gained)
If you want to invest lot of sum ( eg 2-4 Lakh) and if you are new to trading, as Yogi said take advice from broker.
You can do lot of research on ICICIdirect. No need of user name/ Password. Go to research section - My research and select company. If you know few financial terms and understands few charts then you can try your luck with small amount of money.
Harvesting money needs patience.
As Yogi said, you can visit Fianance.yahoo.co.in and take historical data for Indian sotcks too. It also has some good charts.
If you dont want to go to broker let me know which stocks you are looking for, I will try to give "my ?" openion on that. ( off course without any fees Ha ha ha.)
khupch mothe post ahe. but I can't help. I like this subject very much.
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Hemantp
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| | Tuesday, April 04, 2006 - 2:33 pm: |
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psg : start with Mutual Funds to begin with. Visit mutualfundinsight.com (they also have monthly magazine by that name) and invest in funds which have 5 star or 4 start rating from them. Invest in SIP and enjoy the appriciation.
stay away from NFO. Invest in funds who have good track records.
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Hemantp,
I disagree with your view of stay away from NFO.
To inevest in existing fund or New fund is a decision you have to make on based on following things.
1. How the Mutual fund family is doing.
2. Do they have good reputation?
3. Market movement at that point of time.
4. Investment Objectives of the Fund.
5. How the Peers are doing in the same market.
6. Which funds and how are they managed by the Fund manager.
These points can guide you take your decision. But there is no gurantee that you will gain out of any Mutual Fund. ( existing or NFO).
Lately ( last 1 year) NFOs are doing real good. ( worst part is after it gave +ve return for a while people are pulling back their money)
For this I will give latest example
SBI Blue chip NFO started in Jan and listed in Feb 17 at a NAV of 10.01. ITs NAV today 4 Apr.-06 is 10.94 in just 1 1/2 months. so roughly its giving 6.5% return per month. Now compare this to The few best fund s in india.
Investment NAV Week Month
Magnum Multiplier Plus (G) 566.12 47.56 -0.3 3.6% for last month
Pru ICICI Emerging S.T.A.R.(G) 498.12 25.36 -0.7 7.1% for last month
Magnum Global Fund (G) 449.46 36.33 -1.4 6.6% for last month
SBI Blue chip ( NFO) Invesment Not known 10.94 6.5 (rough calculation)% for last month
(equity mop up 2500 Crore)
Looking at this I would say my investment are at par with the top existing mutual fund.
2. Reliance Equity made a record in last month by collecting Rs 5700 Cr. ( more then USD 1B.) so it has more power to hedge / speculate market.
I have taken my chances in both of them and waiting for very +ve results from both of them.
On existing MFs you have to pay entry load but for NFOs you dont have to pay. If you are investing a very big amount the entry load amount itself is very high. ( Rs 100000 var 2.25% = 2250 rs)
At times it makes more sense to invest in exisiting also.
So there is no definate rule you can follow. Either is good based on time / markets and fund family.
Again I do not want to start argument but just want to polietly tell you that at times depending on the Mutaual Fund family you can take your chances with NFO.
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anyone has idea about www.10paisa.com or some sites like that? there are many sites like that. has anyone experience about it?
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| मायबोली |
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| चोखंदळ ग्राहक |
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| हितगुज दिवाळी अंक २००८ |
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